It's no surprise, then, that when the same polls are done in different countries, Americans come out as a bit of a mixed lot: they're fifth in terms of happiness, 33rd in terms of smiling and 10th in terms of enjoyment. At the same time, they're the 89th biggest worriers, the 69th saddest and fifth most stressed people out of the 151 nations studied. Even so, perhaps because of the country's general wealth, they are in the top 10 citizenries where people feel their lives are going well, beaten out by such eternal optimists as the Canadians, New Zealanders and Scandinavians.
Mortgage experts are urging homeowners to ensure they protect their finances as soon as possible from future interest rate rises. They believe most borrowers should lock into a fixed rate mortgage ahead of an increase in base rate by the Bank of England. Such a move could come as early as next month. If so, it would be the first notch up since July 2007 when base rate increased to per cent. Although the Bank has yet to press the trigger, banks and building societies are already tickling up the price of new mortgages in anticipation.